2026 Retirement Benefits Quick Reference | Retirement Benefits Reference

Social Security COLA History Annual cost-of-living adjustments from 1975 to 2026, with average monthly benefit amounts before and after each adjustment.

Social Security Claiming Age Full retirement age by birth year, and how benefits change when you claim early (age 62) or delay (up to age 70).

Social Security Earnings Limits How much you can earn while collecting Social Security before benefits are reduced. Current year limits and withholding rules.

When Social Security Benefits Are Taxable Combined income thresholds that determine whether 50% or 85% of your Social Security benefits are subject to federal income tax.

Medicare Premiums History Part B standard monthly premiums from 2000 to 2026, plus Part A and Part B deductible amounts.

IRMAA Income Brackets Income-Related Monthly Adjustment Amount brackets for Medicare Part B and Part D. Higher-income beneficiaries pay more.

Required Minimum Distribution Table The IRS Uniform Lifetime Table (Table III) used to calculate Required Minimum Distributions from retirement accounts.

Key Retirement Numbers for 2026 All important retirement-related numbers in one place: contribution limits, tax rates, exemptions, and thresholds.